THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
This provides income where you are ill or injured, and as a result your income through employment or your normal route stops. If Houseperson’s cover is included, then it will pay out upon illness or injury, irrespective of any income stopping.
It is designed to replace most of your net income.
Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
This provides income where you are ill or injured, and as a result your income through employment or your normal route stops. If Houseperson’s cover is included, then it will pay out upon illness or injury, irrespective of any income stopping.
It is designed to replace most of your net income.
Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.
Most of us face being taxed on our income, our capital gains, and in some circumstances the value of our estate when we die. Tax Planning is not regulated by the Financial Conduct Authority.
It’s less risky than investing, but it offers limited growth.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
A well prepared pension plan should be regularly reviewed. The value pf pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Mortgages are loans which are intended to help buyers purchase residential property. Your home may be repossessed if you do not keep up repayments on your mortgage.
If you're over the age of 55, equity release offers you a way to use the value of your home to raise money. Equity Release will reduce the value of your estate and can affect your eligibility for mean
